Business equipment
Identify the machine, tool or system the business needs to buy. Include delivery and setup so the request reflects the cost of putting it into use.
Business financing referrals · Local businesses
Start with the cost your business needs to cover.
A useful funding request identifies a purchase or an operating expense, not just a broad ambition. Describe what your local business needs, the cost involved and when payment is due.
Possible uses
Business expenses to describe
Inventory
Connect a stock order to the products you sell and the period in which you expect to sell them. Separate confirmed supplier prices from preliminary estimates.
Operating expenses
List the bills that fall due before expected customer receipts. Define the period covered so the request has a clear purpose and end point.
Before you decide
When reviewing a provider offer
Quoted amount
Ask whether any fees would be taken out before the funds reach your account.
Total payable
Review the combined repayment obligation rather than judging the offer by one payment.
Conditions attached
Read the requirements for security, reporting and any permitted uses of funds.
How it works
The application process
Purchase or expense
Use a quote or a clearly marked estimate to work out the amount you are requesting.
Application questions
Provide industry, trading history, revenue and approximate personal credit information in the relevant fields.
Before sending
Check the contact information and disclosures, complete number verification and confirm the submission.
Local businesses · funding preparation
The budget behind the request
Use the business’s current trading record as the starting point. Expected growth can explain a plan, but it should remain distinct from sales already made or payments received.
A few things to know
About this referral service
Information sharing and referral payments
Up to five funding partners may receive an application through a paid referral from us. We sell the application and contact information, receive compensation without a funding requirement, and do not collect an application fee from you.
Approval and available terms
Approval cannot be assumed from a successful form submission. Any offer depends on the funding partner’s assessment and the conditions attached to its product.
Provider timing
An equipment delivery date and a financing date may not line up. Ask the provider to confirm its timetable before making a commitment that relies on receiving funds.
Contact consent and mobile verification
Partner contact and information sharing are described in the form and linked policies. Read those details before verifying the number and submitting your business information.
Make a beginning
Start with your business funding request
Begin with the purchase or operating period you need funds to cover, then complete the business questions.